Credit cards are an important piece to our finances and can either hurt you or help you.

Below, you will find a list of some of the best credit cards offers for nearly every category, with broken down APR's, fees, cash rebates, and rewards.

Top Balance Transfer Credit Card Offer:

Citi Simplicity® Card

For this category is the Citi Simplicity Card which provides a 0% Intro APR on balance transfers and purchases for 18 months. Thereafter, an APR ranging from 12.99% to 21.99% will be charged depending on your credit worthiness. A balance transfer fee of $5 or 3% of the amount of every balance transfer made whichever is higher shall be applied. This card also, does not charge any fees for late payments or an annual renewal of the card.

Top Cash Back Credit Card Offer:

BankAmericard Cash Rewards™ Credit Card

In this category, the BankAmericard Cash Rewards credit card has the best cash back credit card offer. It provides $100 cash bonus rewards after spending at least $500 during the first 90 days of the account, offers 1% cash rebate on all purchases, 2% cash rebates on grocery stores, 3% cash rebates on gas for the initial combined spend of $1500 on groceries and gas. Also, it offers 10% customer bonus rewards when redemption of the cash rebate made into a Bank of America, and a 0% Intro APR for 12 months for all purchases as well as balance transfers made during the first two months. Afterwards, a variable rate between 12.99% to 22.99% shall be applied depending on your credit worthiness. In addition, there is also no charge for annual renewal of the card and most of all, the reward points do not expire.

Top 0% APR Credit Card Offer:

Citi® Diamond Preferred® Credit Card

For this category, the Citi® Diamond Preferred® Card has the best 0% APR credit card offer. It provides 0% INTRO APR on balance transfers and purchases for 18 months. Thereafter, an APR ranging from 12.99% to 21.99% will be charged depending on your credit worthiness. A balance transfer fee of $5 or 3% of the amount of every balance transfer made whichever is higher shall be applied. It does not charge any fees for late payments and annual renewal of the card. Citi® Price Rewind looks for a lower price allowing you to reduce the price of an item even if you have purchased it already. They have a 24/7 concierge service to assist you for hotel and flight bookings. Offers special access to presale tickets, seating preferences, VIP packages, and awesome entertainment experiences via Citi Private Pass®. Furthermore, they offer $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.

Top Airline Credit Card Offer:

Capital One® Venture One® Rewards Credit Card

Provides you to earn 1.25 miles per dollar on all purchases, no charge for annual fee, and you can still travel with no blackout dates. Also you can use your miles for any hotel or flight, you can redeem for travel expenditures such as flights, hotels, cruises, and more using Purchase Eraser. Lastly, enjoy a one-time bonus rewards of 10,000 miles upon spending $1,000 during the first three months of card activation equivalent of $100 in travel and enjoy travelling anywhere without foreign transaction fees.