Banking has come a long way since those days of standing in long lines to see a teller to get your transactions done. Today, you don't even have to see a live person to take care of your business. In fact, you don't even have to leave your home. With Bank of America Online banking you can manage all of your accounts at any time of the day or night without worry. You can even get your bills paid without having to worry about whether the postman will get your payment in on time. It's the kind of banking that is taking us into the future of convenience because it changes the way we use and spend money.
How You Pay Bills
One of the most popular ways to pay bills is with the Bank of America Online Bill Pay Program. Simply by logging into your account through the secured login center, you can instantly pay bills and send money to your creditors and family without any extra hassle. In some cases, you don't even need an account number but can transfer money to someone else with only an email address. Of course, this requires that the recipient enroll in the service and the payment must be made from your Bank of America checking or savings account, but it is as simple as clicking a few keys on your home computer and your money can instantly be wherever you need it to be.
How You Receive Money
You can also receive money through the Bank of America Online banking program. Money can be automatically added to your account, you can use your mobile device to deposit your regular paychecks simply by using the Bank of America Mobile Banking app. Through the app you can not only deposit checks, but you can check to see when the funds are available, see deposit limits, and learn what restrictions (if any) may apply to a particular deposit.
Alerts
You can also receive real time alerts about activity going on in your bank account throughout the day. This can serve as a valuable protection against identify theft and fraud because you will know instantly if someone has access to your account as soon as it happens and you can take immediate action. Every time your credit card or debit card is used, you will be notified of the transaction, the amount, and any details that may be associated with it.
Yes, the world of banking has made drastic changes over the years. No one needs to stand in long lines waiting for a teller to help them manage their funds. The power of money management is now firmly in the hands of the consumer these days and when you take advantage of programs like Bank of America Online banking you're taking back the control over your money. It's simple to use, fast and reliable. Of course, online banking programs cannot handle every single banking need but the most common of them all can be easily handled on your smart phone, tablet, or home computer.