Housing is probably the most expensive necessity any of us will pay for in our lives. Whether we're buying or renting it takes up the lion's share of our earnings and slowly eats away at any savings we might have. So, when it comes to people with low income, senior citizens, and those with disabilities finding affordable low income apartments is advisable but difficult to do. Still, with a creative mind and a willingness to think outside the box, affordable living situations may be easier to find than many people may realize.

Let Housing Find You:

Yes, you can go the traditional route in finding something affordable for your next place to live but while you're doing that try a few unconventional methods too. One of the first things you should do is to let everyone know that you're looking and what your situation is. This may seem obvious to most people but the tendency when you're strapped for cash is to keep your money matters a secret. However, you just never know who has heard of something that can get you in the door of a great place for a reasonable price. So send out the word and see what comes back to you as a result. Remember, some of the best things in life come from our friends.

Online Search:

There are also great sites that list all sorts of living situations. Websites like PadMapper.com, StreetEasy.com and RentHackr.com often have lots reasonable and affordable low income apartments to choose from. Not only can you look at their available listings but you can also post your own ad indicating that you are looking for something and again let the offers come to you.

Look For Temporary Housing:

If you feel adventurous enough, temporary housing may be your best bet, especially if you have to move right away. Many people are looking for housesitters while they head off to an extended vacation. Long-term house sitting jobs are great because you can live virtually rent free. This can give you some awesome places to live while you save money for a place of your own. Websites like TrustedHousesitters.com, or Housecarers.com and MindMyHouse.com always seem to have listings that need to be filled. Some are for as little as 60 days and can go up to a full year.

Government Housing:

You can also apply for government housing. If you're really low-income, the HUD and other agencies are always willing to help you find rent reduced apartments to live in. These sometimes require going through an extensive application process and you may have to wait a few months for approval but they will eventually find you some place to settle in. The good news about government assistance is that once you're approved for low-income housing you'll probably qualify for other government programs as well.

It's no picnic looking for a place to live when you're on a tight budget but there are ways to find affordable low income apartments to live in if you know how to look. For the best deals, don't be afraid to think outside the box to find something that can meet your needs.